Terms & Conditions

Last updated: June 17, 2025

Please read these Terms and Conditions (“Terms”) carefully before using the website https://www.agplowcountry.com/ (“Website”), owned and operated by Alliance Global Partners of the Lowcountry (“we,” “us,” or “our”). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website.

1. About Us

Alliance Global Partners of the Lowcountry operates as an affiliate of A.G.P./Alliance Global Partners, a registered broker-dealer and member of FINRA/SIPC, and an SEC-registered investment adviser. We use this Website to provide general information about our services and to allow potential and current clients to submit inquiries. No account registration, transaction processing, or user-generated content is supported on the Website.

2. Representative Disclosures

  • Thomas M. Dowling and Craig Margolies are Registered Representatives of and offer securities through A.G.P./Alliance Global Partners, Member FINRA/SIPC.
  • Both are separately registered as Investment Adviser Representatives with A.G.P./Alliance Global Partners, a SEC Registered Investment Adviser, and provide advisory services in states where they are licensed.
  • Daniel Guerrini is a Registered Representative of A.G.P./Alliance Global Partners, Member FINRA/SIPC.

This Website and its communications are strictly intended for individuals residing in states where these representatives are appropriately licensed. No offer of securities, advisory services, or insurance products may be made or accepted from any person in any jurisdiction where the representative is not licensed.

For those inquiring from states in which a representative is not properly licensed, no business will be conducted until appropriate registration is obtained in accordance with applicable laws.

3. Investment Risk Disclosure

Investment and insurance products referenced on this Website are:

  • Not FDIC insured
  • Not insured by any federal government agency
  • Not deposits or obligations of, or guaranteed by, any bank or bank affiliate
  • Subject to investment risks, including possible loss of principal

Past performance is not indicative of future results. There is no assurance that any investment strategy will achieve its objectives or be successful.

4. Intellectual Property

All content and materials on this Website, including but not limited to text, graphics, logos, trademarks, service marks, images, and the overall design and structure, are owned by or licensed to Alliance Global Partners of the Lowcountry and are protected by applicable copyright, trademark, and intellectual property laws.

You may view and download content from the Website for personal, non-commercial use only. You may not copy, reproduce, republish, modify, or distribute any material from this Website without prior written consent.

5. Third-Party Links

The Website may contain links to external third-party websites. These links are provided for informational convenience only. We do not control, endorse, or assume responsibility for the accuracy, privacy practices, or content of these external sites.

Use of third-party websites is at your own risk and subject to the terms and policies of those websites.

6. No Warranties

The Website is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

  • Warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy, completeness, and reliability of the Website content

We make no representations that the Website will be uninterrupted, timely, secure, or error-free.

7. Limitation of Liability

To the fullest extent permitted by law, Alliance Global Partners of the Lowcountry, its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, resulting from:

  • Any other matter relating to the Website
  • Your use of or inability to use the Website
  • Unauthorized access to or alteration of your transmissions or data
  • Statements or conduct of any third party on the Website

8. Governing Law & Jurisdiction

These Terms and any disputes related to the Website shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to conflict of law principles. You consent to the exclusive jurisdiction of the state and federal courts located in South Carolina for any disputes arising under or related to these Terms.

9. CCPA Compliance

If you are a California resident, you may have the following rights under the California Consumer Privacy Act (CCPA):

  • The right to know what personal information we collect
  • The right to request deletion of your personal information
  • The right to opt out of any data selling (we do not sell personal information)
  • The right to non-discrimination for exercising your CCPA rights

For more information or to exercise your rights under the CCPA, please visit our Contact Page.

10. Changes to Terms

We reserve the right to revise, amend, or update these Terms at any time without notice. Revisions will be posted on this page with an updated effective date. Your continued use of the Website after such changes constitutes your acceptance of the revised Terms.

11. Contact Us

If you have questions about these Terms, or would like to submit a legal inquiry, please use the form provided on our Contact Page. We do not accept legal inquiries by email.

Check the background of your financial professional on FINRA’s BrokerCheck.
Please also review our Form CRS and General Disclosures provided through A.G.P./Alliance Global Partners, Member FINRA/SIPC.